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Apt

For specialist underwriters and small teams

Starting an underwriting business shouldn’t mean stopping underwriting.

Develop your proposition privately, before you have to make the leap. Apt helps you shape the Plan, engage suitable capacity providers and build the business around your underwriting.

Explore the opportunity without committing to leave your current role.

Apply to Apt Explore capacity partnerships
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Build the underwriting business. Not the machinery around it.

Apt provides the platform and operating support around your business, so you can focus on the risks, brokers and portfolio you know best.

How it works

From proposition to portfolio.

Representative interface moments with fictional data.

  1. 01

    Apply to Apt

    Tell us where your judgement is strongest and what you would build around it. Your application stays private to Apt while we explore whether there is a fit.

  2. 02

    Build the Plan

    Start with the judgement and experience you already have. Apt helps turn that into a clear Plan that suitable capacity providers can understand, review and back.

  3. 03

    Agree capacity

    Choose which capacity providers can see your Plan, and when. Apt helps you through the negotiation, so you can agree the right backing and get ready to lead your underwriting business.

  4. 04

    Start underwriting

    With the backing and Authority in place, focus on what you do best: underwriting. Apt supports the day-to-day operation of the business while you select risks, work with brokers and build the portfolio.

Private by default. Shared by choice.

Apt is a controlled marketplace, not a public directory. Your application stays private to Apt, and no capacity provider sees your Plan until you choose who can see it and when.

For capacity providers

More specialist underwriting opportunities. No less control.

Apt combines a clear Plan with consistent operating controls and evidence, so you can focus on underwriting fit, commercial terms and the Authority you are prepared to grant.

Capacity partner sign in
  • Approved disclosure Review only what has been authorised for the opportunity.
  • Exact position Work towards a Current Position confirmed by both sides.
  • Independent decision Retain your own capacity decision throughout.

Start with your application

The first move isn’t leaving. It’s finding out.

Apply privately to Apt and explore what it would take to turn your underwriting judgement into a business you lead.

Apply to Apt